Terms & Conditions

Effective Date: 8/13/25

Welcome to www.sandramabelguzman.com ! By accessing and using this website, you agree to the following terms and conditions. Please read them carefully.

1. Purpose of This Website 

This website is intended to provide information about my work as an author, my books, events, and related services.

 Some sections may also link to my professional home loan services offered through The Loan Partner.

2. External Links 

This site contains links to third-party websites, including The Loan Partner. These links are provided for your convenience. I am not responsible for the content, privacy policies, or practices of any external sites.

3. No Financial or Legal Advice 

Any mortgage or home loan information provided through The Loan Partner link is for informational purposes only and does not constitute financial or legal advice. For personalized advice, please contact me directly through The Loan Partner.

4. Intellectual Property 

All content on this site, including text, images, graphics, and logos, is the property of [Your Name] unless otherwise noted. You may not use, reproduce, or distribute any content without prior written permission.

5. User Conduct 

You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or restrict their use of the site.

6. Privacy 

Any personal information you submit through this site (such as signing up for a newsletter) will be handled in accordance with our [Privacy Policy].

7. Changes to Terms 

I reserve the right to update these Terms & Conditions at any time without notice. Continued use of this site after changes are posted constitutes your acceptance of the updated terms.

8. Contact Information 

If you have any questions regarding these Terms & Conditions, please contact me at: sandraguzman02@gmail.com